/* smartiq.css — SmartIQ modal + gate modal component styles */

/* ══════════════════════════════════════════════════════
   SMARTIQ MODAL BOX (wider than default)
══════════════════════════════════════════════════════ */

#smartiqModal .modal-box {
  max-width: 720px;
  /* Prevent the box itself from scrolling so stepper stays pinned */
  overflow: hidden;
}

/* Stepper must never shrink away when content grows */
#smartiqModal .stepper {
  flex-shrink: 0;
}

/* Content area takes remaining space and scrolls independently */
#smartiqModal .modal-body {
  min-height: 0; /* critical: prevents flex child from overflowing parent */
  position: relative; /* analysis-loader uses position:absolute to overlay this area */
}

.smartiq-header-left {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
  flex: 1;
  min-width: 0;
}

.smartiq-progress-bar {
  max-width: 320px;
}

/* ══════════════════════════════════════════════════════
   STEP CONTENT AREA
══════════════════════════════════════════════════════ */

#smartiq-step-content {
  min-height: 320px;
}

/* Actions row — wraps CTA buttons at the bottom of each step */
.smartiq-actions {
  display: flex;
  gap: var(--space-3);
  flex-wrap: wrap;
  margin-top: var(--space-6);
}

/* ══════════════════════════════════════════════════════
   CARRIER GRID — SKELETON SHIMMER
══════════════════════════════════════════════════════ */

@keyframes atlas-shimmer {
  0%   { opacity: 0.35; }
  50%  { opacity: 0.7; }
  100% { opacity: 0.35; }
}

/* ── State-match indicators ── */

.carrier-diamond {
  color: var(--color-teal);
  font-size: 0.65em;
  vertical-align: middle;
  margin-left: 2px;
}

.carrier-state-banner {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 8px 12px;
  background: rgba(0, 201, 177, 0.08);
  border: 1px solid rgba(0, 201, 177, 0.2);
  border-radius: 8px;
  font-size: 0.8rem;
  color: var(--color-teal);
  margin-bottom: 12px;
}

.carrier-chip--skeleton {
  background: rgba(255, 255, 255, 0.06);
  border-color: transparent;
  color: transparent;
  pointer-events: none;
  animation: atlas-shimmer 1.5s ease-in-out infinite;
  /* width is set inline per chip to vary sizes across the 3 skeleton rows */
}

.carrier-grid__empty {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  padding: var(--space-4) 0;
}

/* ── Selected chips row ── */

.carrier-selected-row {
  display: flex;
  align-items: flex-start;
  gap: var(--space-2);
  padding: var(--space-2) 0 var(--space-3);
  border-bottom: 1px solid var(--color-border);
  margin-bottom: var(--space-3);
  flex-wrap: wrap;
}

.carrier-selected-label {
  font-size: var(--text-sm);
  font-weight: var(--weight-medium);
  color: var(--color-text-muted);
  white-space: nowrap;
  padding-top: 3px;
  flex-shrink: 0;
}

.carrier-selected-chips {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-2);
}

.carrier-selected-chip {
  display: inline-flex;
  align-items: center;
  gap: var(--space-1);
  padding: 3px var(--space-2) 3px var(--space-3);
  background: rgba(0, 201, 177, 0.12);
  border: 1px solid rgba(0, 201, 177, 0.35);
  border-radius: 999px;
  font-size: var(--text-sm);
  color: var(--color-text);
}

.carrier-selected-chip__remove {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  font-size: var(--text-sm);
  line-height: 1;
  color: var(--color-text-muted);
  transition: color var(--transition-fast), background var(--transition-fast);
}

.carrier-selected-chip__remove:hover {
  color: var(--color-text);
  background: rgba(255, 255, 255, 0.1);
}

/* ── Suggested / section heading ── */

.carrier-section {
  margin-top: var(--space-4);
}

.carrier-section-heading {
  font-size: var(--text-xs);
  font-weight: var(--weight-medium);
  color: var(--color-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: var(--space-2);
}

/* ── Browse toggle buttons ── */

.carrier-browse-toggle {
  display: block;
  width: 100%;
  text-align: left;
  padding: var(--space-2) 0;
  margin-top: var(--space-2);
  font-size: var(--text-sm);
  color: var(--color-teal);
  background: none;
  border: none;
  border-top: 1px solid var(--color-border);
  cursor: pointer;
  transition: opacity var(--transition-fast);
}

.carrier-browse-toggle:hover {
  opacity: 0.75;
}

.carrier-browse-toggle--secondary {
  color: var(--color-text-muted);
  font-size: var(--text-xs);
}

/* ── Browse scrollable list ── */

.carrier-browse-list {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-2);
  padding: var(--space-2) 0;
  margin-bottom: var(--space-1);
}

/* ══════════════════════════════════════════════════════
   GATE LOCK STATE
══════════════════════════════════════════════════════ */

.step-gate-lock {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: var(--space-4);
  min-height: 280px;
  text-align: center;
  padding: var(--space-8) var(--space-6);
}

.step-gate-lock__icon {
  font-size: 2.5rem;
  line-height: 1;
}

.step-gate-lock__message {
  font-size: var(--text-base);
  color: var(--color-text-muted);
  max-width: 320px;
}

/* ══════════════════════════════════════════════════════
   LOSS RUN FILE LIST
══════════════════════════════════════════════════════ */

.hidden-file-input {
  display: none;
}

.loss-run-file-list {
  list-style: none;
  margin: 0;
  padding: 0;
  margin-top: var(--space-4);
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}

.loss-run-file-item {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  padding: var(--space-2) var(--space-4);
  background: rgba(0, 0, 0, 0.2);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
}

.loss-run-file-item__icon {
  flex-shrink: 0;
  font-size: var(--text-base);
}

.loss-run-file-item__name {
  flex: 1;
  font-size: var(--text-sm);
  color: var(--color-text);
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}

.loss-run-file-item__size {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  flex-shrink: 0;
  font-family: var(--font-mono);
}

.loss-run-file-item__remove {
  flex-shrink: 0;
  font-size: var(--text-lg);
  line-height: 1;
  padding: var(--space-1) var(--space-2);
}

/* Upload zone error flash */
.upload-zone--error {
  border-color: rgba(220, 60, 60, 0.6);
  background: rgba(220, 60, 60, 0.05);
}

/* ══════════════════════════════════════════════════════
   PROGRAMS STEP — FILTER BAR, CARDS, FOOTER
══════════════════════════════════════════════════════ */

/* Loading / empty states */
.programs-loading {
  padding: var(--space-8) 0;
  text-align: center;
  color: var(--color-text-muted);
}

.programs-empty {
  padding: var(--space-6) 0;
  text-align: center;
  font-size: var(--text-sm);
  color: var(--color-text-muted);
}

/* Filter bar */
.programs-filter-bar {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  flex-wrap: wrap;
  margin-bottom: var(--space-2);
}

.programs-category-select {
  flex: 0 0 auto;
  min-width: 160px;
  width: auto;
}

.programs-search {
  flex: 1;
  min-width: 140px;
}

.programs-count {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  white-space: nowrap;
  margin-left: auto;
}

/* Card list container */
.discounts-list {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
  margin-top: var(--space-2);
  margin-bottom: var(--space-2);
}

/* Discount card */
.discount-card {
  background: rgba(0, 0, 0, 0.15);
  border: 1px solid var(--color-border);
  border-left: 3px solid transparent;
  border-radius: var(--radius-md);
  padding: var(--space-4);
  cursor: pointer;
  transition:
    border-color var(--transition-fast),
    background var(--transition-fast);
  user-select: none;
}

.discount-card:hover {
  background: rgba(0, 201, 177, 0.05);
  border-color: rgba(0, 201, 177, 0.25);
}

.discount-card:focus-visible {
  outline: 2px solid var(--color-teal);
  outline-offset: 2px;
}

.discount-card--selected {
  border-left-color: var(--color-teal);
  background: rgba(0, 201, 177, 0.07);
}

.discount-card__body {
  display: flex;
  align-items: center;
  gap: var(--space-4);
}

.discount-card__info {
  flex: 1;
  min-width: 0;
}

.discount-card__title {
  font-weight: var(--weight-bold);
  font-size: var(--text-base);
  color: var(--color-text);
  margin: 0 0 var(--space-1);
}

.discount-card__subtitle {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  margin: 0;
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}

.discount-card__right {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  flex-shrink: 0;
}

.discount-card__range {
  font-size: var(--text-sm);
  font-weight: var(--weight-medium);
  color: var(--color-teal);
  white-space: nowrap;
  font-family: var(--font-mono);
}

/* Checkbox visual */
.discount-card__checkbox {
  width: 18px;
  height: 18px;
  border: 2px solid rgba(232, 244, 248, 0.25);
  border-radius: var(--radius-sm);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition:
    border-color var(--transition-fast),
    background var(--transition-fast);
}

.discount-card--selected .discount-card__checkbox {
  border-color: var(--color-teal);
  background: var(--color-teal);
}

.discount-card--selected .discount-card__checkbox::after {
  content: '\2713';
  color: var(--color-navy);
  font-size: 11px;
  font-weight: var(--weight-bold);
  line-height: 1;
}

/* Empty state */
.programs-empty-state {
  padding: var(--space-6) 0 var(--space-4);
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: var(--space-4);
}

/* Carrier group */
.programs-carrier-group {
  margin-bottom: var(--space-5);
}

.programs-carrier-header {
  display: flex;
  align-items: baseline;
  gap: var(--space-2);
  padding-bottom: var(--space-2);
  margin-bottom: var(--space-2);
  border-bottom: 1px solid var(--color-border);
}

.programs-carrier-name {
  font-size: var(--text-sm);
  font-weight: var(--weight-bold);
  color: var(--color-text);
}

.programs-carrier-count {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
}

.programs-carrier-overflow {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
  margin-top: var(--space-2);
}

.programs-show-more {
  display: inline-block;
  margin-top: var(--space-2);
  padding: 0;
  font-size: var(--text-sm);
  color: var(--color-teal);
  background: none;
  border: none;
  cursor: pointer;
  transition: opacity var(--transition-fast);
}

.programs-show-more:hover {
  opacity: 0.75;
}

/* Sticky footer */
.programs-footer {
  position: sticky;
  bottom: 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  padding: var(--space-4) 0;
  background: var(--color-surface);
  border-top: 1px solid var(--color-border);
  margin-top: var(--space-4);
}

.programs-footer__count {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
}

/* ══════════════════════════════════════════════════════
   STRATEGY — MISSING PREREQUISITES
══════════════════════════════════════════════════════ */

.step-missing-prereqs {
  padding: var(--space-8) var(--space-6);
  background: rgba(0, 0, 0, 0.15);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  margin: var(--space-4) 0;
}

.step-missing-prereqs__message {
  font-size: var(--text-sm);
  font-weight: var(--weight-medium);
  color: var(--color-text);
  margin-bottom: var(--space-3);
}

.step-missing-prereqs__list {
  list-style: disc;
  padding-left: var(--space-6);
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}

.step-missing-prereqs__list li {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
}

/* ══════════════════════════════════════════════════════
   STRATEGY STEP
══════════════════════════════════════════════════════ */

/* Context banner */
.strategy-banner {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 0;
  padding: var(--space-3) var(--space-4);
  background: rgba(0, 201, 177, 0.06);
  border: 1px solid rgba(0, 201, 177, 0.18);
  border-radius: var(--radius-md);
  margin-bottom: var(--space-5);
  font-size: var(--text-sm);
}

.strategy-banner__item {
  color: var(--color-text);
}

.strategy-banner__item--hint {
  color: var(--color-text-muted);
  font-style: italic;
}

.strategy-banner__sep {
  color: var(--color-text-muted);
  padding: 0 var(--space-1);
}

/* Section wrapper */
.strategy-section {
  margin-bottom: var(--space-6);
}

.strategy-section__heading {
  font-family: var(--font-heading);
  font-size: var(--text-base);
  font-weight: var(--weight-bold);
  color: var(--color-text);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: var(--space-3);
  padding-bottom: var(--space-2);
  border-bottom: 1px solid var(--color-border);
}

/* Savings modules grid — 3 columns */
.strategy-modules-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-2);
}

@media (max-width: 480px) {
  .strategy-modules-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

.strategy-modules-subheading {
  font-size: var(--text-xs);
  font-weight: var(--weight-medium);
  color: var(--color-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin: var(--space-4) 0 var(--space-2);
}

.strategy-modules-subheading--muted {
  opacity: 0.6;
  margin-top: var(--space-5);
}

.strategy-module-card {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
  padding: var(--space-3);
  background: rgba(0, 0, 0, 0.15);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
}

.strategy-module-card__icon {
  color: var(--color-teal);
  font-weight: var(--weight-bold);
  font-size: var(--text-base);
  flex-shrink: 0;
}

.strategy-module-card__label {
  font-size: var(--text-sm);
  font-weight: var(--weight-bold);
  color: var(--color-text);
}

.strategy-module-card__desc {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  opacity: 0.8;
  line-height: 1.5;
  margin: 0;
  flex: 1;
}

.strategy-module-card__learn {
  align-self: flex-start;
  font-size: var(--text-xs);
  padding: var(--space-1) var(--space-2);
  margin-top: var(--space-1);
  color: var(--color-teal);
  opacity: 1;
  font-weight: var(--weight-medium);
}

/* Selected programs table */
.strategy-programs-table {
  width: 100%;
  border-collapse: collapse;
  font-size: var(--text-sm);
}

.strategy-programs-table th {
  text-align: left;
  font-weight: var(--weight-medium);
  color: var(--color-text-muted);
  padding: var(--space-2) var(--space-3);
  border-bottom: 1px solid var(--color-border);
}

.strategy-programs-table td {
  padding: var(--space-2) var(--space-3);
  color: var(--color-text);
  border-bottom: 1px solid rgba(0, 201, 177, 0.07);
}

.strategy-programs-table__range {
  color: var(--color-teal);
  font-family: var(--font-mono);
  font-size: var(--text-xs);
  white-space: nowrap;
}

.strategy-programs-empty {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  padding: var(--space-2) 0;
}

/* Loss run analysis card */
.strategy-lr-card {
  background: rgba(0, 0, 0, 0.15);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: var(--space-4);
}

.strategy-lr-metrics {
  display: flex;
  gap: var(--space-6);
  flex-wrap: wrap;
  margin-bottom: var(--space-4);
}

.strategy-lr-metric {
  display: flex;
  flex-direction: column;
  gap: var(--space-1);
}

.strategy-lr-metric__label {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.strategy-lr-metric__value {
  font-size: var(--text-base);
  font-weight: var(--weight-bold);
  color: var(--color-text);
  text-transform: capitalize;
}

.strategy-lr-rec-heading {
  font-size: var(--text-sm);
  font-weight: var(--weight-medium);
  color: var(--color-text-muted);
  margin-bottom: var(--space-2);
}

.strategy-lr-rec-list {
  list-style: disc;
  padding-left: var(--space-5);
  display: flex;
  flex-direction: column;
  gap: var(--space-1);
}

.strategy-lr-rec-list li {
  font-size: var(--text-sm);
  color: var(--color-text);
}

/* Next steps */
.strategy-next-steps {
  list-style: none;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}

.strategy-next-steps__item {
  display: flex;
  align-items: flex-start;
  gap: var(--space-2);
  font-size: var(--text-sm);
  color: var(--color-text);
}

.strategy-next-steps__item::before {
  content: '\2192';
  color: var(--color-teal);
  flex-shrink: 0;
  margin-top: 1px;
}

/* Action bar */
.strategy-action-bar {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  flex-wrap: wrap;
  margin-top: var(--space-6);
  padding-top: var(--space-4);
  border-top: 1px solid var(--color-border);
}

.strategy-action-bar .btn-ghost {
  margin-right: auto;
}

/* ══════════════════════════════════════════════════════
   STRATEGY LOADING ANIMATION
══════════════════════════════════════════════════════ */

.strategy-loading {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  min-height: 300px;
  gap: var(--space-4);
  width: 100%;
}

.strategy-loading__bar-track {
  width: 100%;
  height: 4px;
  background: var(--color-border);
  border-radius: 2px;
}

.strategy-loading__bar-fill {
  height: 100%;
  background: var(--color-teal);
  border-radius: 2px;
  width: 0%;
  transition: width 2200ms ease-out;
}

.strategy-loading__label {
  color: var(--color-text-muted);
  font-size: var(--text-sm);
  text-align: center;
}

/* ══════════════════════════════════════════════════════
   BROKER PACKAGE PANEL (inline, strategy step)
══════════════════════════════════════════════════════ */

.broker-package-panel {
  margin-top: var(--space-6);
  border-top: 3px solid var(--color-teal);
  border-left: 1px solid var(--color-border);
  border-right: 1px solid var(--color-border);
  border-bottom: 1px solid var(--color-border);
  border-radius: 0 0 var(--radius-md) var(--radius-md);
  background: rgba(0, 0, 0, 0.15);
  overflow: hidden;
  animation: broker-package-slide-in 0.22s ease;
}

@keyframes broker-package-slide-in {
  from { opacity: 0; transform: translateY(-6px); }
  to   { opacity: 1; transform: translateY(0); }
}

.broker-package-panel__header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: var(--space-4);
  padding: var(--space-4) var(--space-5);
  background: rgba(0, 201, 177, 0.06);
  border-bottom: 1px solid var(--color-border);
  flex-wrap: wrap;
}

.broker-package-panel__title-group {
  display: flex;
  flex-direction: column;
  gap: var(--space-1);
  flex: 1;
  min-width: 200px;
}

.broker-package-panel__title {
  font-family: var(--font-heading);
  font-size: var(--text-lg);
  font-weight: var(--weight-bold);
  color: var(--color-text);
  margin: 0;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.broker-package-panel__subtitle {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  margin: 0;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.broker-package-panel__actions {
  display: flex;
  gap: var(--space-2);
  flex-shrink: 0;
  align-items: center;
}

/* Sections */
.broker-package-panel__section {
  padding: var(--space-4) var(--space-5);
  border-bottom: 1px solid var(--color-border);
}

.broker-package-panel__section:last-child {
  border-bottom: none;
}

.broker-package-panel__section-heading {
  font-family: var(--font-heading);
  font-size: var(--text-sm);
  font-weight: var(--weight-medium);
  color: var(--color-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin: 0 0 var(--space-3) 0;
}

/* Client profile dl */
.broker-package-panel__dl {
  display: grid;
  grid-template-columns: max-content 1fr;
  gap: var(--space-1) var(--space-4);
  margin: 0;
  font-size: var(--text-sm);
}

.broker-package-panel__dl dt {
  font-weight: var(--weight-medium);
  color: var(--color-text-muted);
  white-space: nowrap;
}

.broker-package-panel__dl dd {
  color: var(--color-text);
  margin: 0;
  white-space: pre-wrap;
  word-break: break-word;
}

/* Carrier chips */
.broker-package-panel__chips {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-2);
}

.broker-package-panel__chip {
  display: inline-block;
  padding: 3px var(--space-3);
  background: rgba(0, 201, 177, 0.1);
  border: 1px solid rgba(0, 201, 177, 0.25);
  border-radius: 999px;
  font-size: var(--text-sm);
  color: var(--color-text);
}

/* Discount programs table */
.broker-package-panel__table {
  width: 100%;
  border-collapse: collapse;
  font-size: var(--text-sm);
}

.broker-package-panel__table th {
  text-align: left;
  font-weight: var(--weight-medium);
  color: var(--color-text-muted);
  padding: var(--space-2) var(--space-3);
  border-bottom: 1px solid var(--color-border);
}

.broker-package-panel__table td {
  padding: var(--space-2) var(--space-3);
  color: var(--color-text);
  border-bottom: 1px solid rgba(255, 255, 255, 0.04);
}

.broker-package-panel__table-range {
  color: var(--color-teal);
  font-family: var(--font-mono);
  font-size: var(--text-xs);
}

.broker-package-panel__table-footer {
  padding-top: var(--space-3) !important;
  font-size: var(--text-sm) !important;
  font-weight: var(--weight-medium) !important;
  color: var(--color-text) !important;
  border-bottom: none !important;
  border-top: 1px solid var(--color-border);
}

/* Loss run metrics */
.broker-package-panel__lr-grid {
  display: flex;
  gap: var(--space-6);
  flex-wrap: wrap;
  margin-bottom: var(--space-3);
}

.broker-package-panel__lr-cell {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.broker-package-panel__lr-label {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.broker-package-panel__lr-value {
  font-size: var(--text-base);
  font-weight: var(--weight-bold);
  color: var(--color-text);
}

.broker-package-panel__lr-tp-heading {
  font-size: var(--text-sm);
  font-weight: var(--weight-medium);
  color: var(--color-text-muted);
  margin: 0 0 var(--space-2) 0;
}

.broker-package-panel__lr-tp-list {
  list-style: disc;
  padding-left: var(--space-5);
  margin: 0;
}

.broker-package-panel__lr-tp-list li {
  font-size: var(--text-sm);
  color: var(--color-text);
  margin-bottom: var(--space-1);
}

/* Next steps */
.broker-package-panel__next-steps {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}

.broker-package-panel__next-step {
  display: flex;
  align-items: flex-start;
  gap: var(--space-2);
  font-size: var(--text-sm);
  color: var(--color-text);
}

.broker-package-panel__next-step::before {
  content: '\2192';
  color: var(--color-teal);
  flex-shrink: 0;
  margin-top: 1px;
}

/* ══════════════════════════════════════════════════════
   GATE MODAL — LOGO / BENEFITS / FORM
══════════════════════════════════════════════════════ */

.gate-logo {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: var(--space-2);
  padding: var(--space-6) 0 var(--space-4);
}

.gate-logo__badge {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-md);
  background: linear-gradient(135deg, var(--color-teal), var(--color-blue));
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-heading);
  font-size: var(--text-xl);
  font-weight: var(--weight-bold);
  color: var(--color-navy);
}

.gate-logo__title {
  font-family: var(--font-heading);
  font-size: var(--text-2xl);
  font-weight: var(--weight-bold);
  color: var(--color-text);
}

.gate-logo__subtitle {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
}

.gate-benefits {
  list-style: none;
  padding: 0;
  margin: 0 0 var(--space-6);
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}

.gate-benefits__item {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  padding: var(--space-2) 0;
  border-bottom: 1px solid var(--color-border);
}

.gate-benefits__item::before {
  content: '\2713'; /* ✓ */
  color: var(--color-teal);
  font-weight: var(--weight-bold);
  flex-shrink: 0;
}

.gate-benefits__item:last-child {
  border-bottom: none;
}

.gate-submit {
  width: 100%;
  justify-content: center;
  padding: var(--space-4);
  font-size: var(--text-base);
  margin-top: var(--space-2);
}

.gate-footer {
  text-align: center;
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  margin-top: var(--space-4);
  opacity: 0.7;
}

/* Submit button loading state */
.gate-submit--loading {
  opacity: 0.7;
  cursor: not-allowed;
  pointer-events: none;
}

/* ══════════════════════════════════════════════════════
   HERO STEP ITEMS — INTERACTIVE
══════════════════════════════════════════════════════ */

.hero-step-item {
  cursor: pointer;
  transition: color var(--transition-fast);
}

.hero-step-item:hover .hero-step-item__text {
  color: var(--color-teal);
}

/* ══════════════════════════════════════════════════════
   RESPONSIVE — down to 320px
══════════════════════════════════════════════════════ */

/* ── Phase 4: Task 1c — SmartIQ bottom sheet @768px ── */
@media (max-width: 768px) {
  #smartiqModal {
    align-items: flex-end;
    padding: 0;
  }
  #smartiqModal .modal-box {
    width: 100%;
    max-width: 100%;
    margin: 0;
    border-radius: var(--radius-lg) var(--radius-lg) 0 0;
    max-height: 92vh;
  }
}

@media (max-width: 640px) {
  #smartiqModal .modal-box {
    max-width: 100%;
  }

  #smartiq-step-content {
    min-height: 280px;
  }

  .smartiq-actions {
    flex-direction: column;
  }

  .smartiq-actions .btn-primary,
  .smartiq-actions .btn-secondary {
    width: 100%;
    justify-content: center;
  }
}

@media (max-width: 480px) {
  .gate-logo {
    padding: var(--space-4) 0 var(--space-3);
  }

  .gate-logo__title {
    font-size: var(--text-xl);
  }

  .loss-run-file-item__name {
    max-width: 160px;
  }
}

@media (max-width: 320px) {
  .step-gate-lock {
    padding: var(--space-6) var(--space-4);
  }

  .step-missing-prereqs {
    padding: var(--space-6) var(--space-4);
  }
}

/* ══════════════════════════════════════════════════════
   LOSS RUN REQUEST SECTION
══════════════════════════════════════════════════════ */

.lr-divider {
  display: flex;
  align-items: center;
  gap: 12px;
  margin: 28px 0 20px;
  color: var(--color-text-muted);
  font-size: var(--text-xs);
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
.lr-divider::before,
.lr-divider::after {
  content: '';
  flex: 1;
  height: 1px;
  background: var(--color-border);
}

.lr-request-heading {
  font-size: var(--text-base);
  font-weight: var(--weight-bold);
  margin-bottom: var(--space-1);
  color: var(--color-text);
}

.lr-request-desc {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  margin-bottom: var(--space-4);
}

.lr-loading {
  padding: var(--space-4);
  color: var(--color-text-muted);
  font-size: var(--text-sm);
}

.lr-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.85rem;
  margin-bottom: var(--space-4);
}
.lr-table th {
  text-align: left;
  padding: var(--space-2) var(--space-3);
  border-bottom: 1px solid var(--color-border);
  color: var(--color-text-muted);
  font-weight: var(--weight-medium);
  font-size: var(--text-xs);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}
.lr-table td {
  padding: 10px var(--space-3);
  border-bottom: 1px solid rgba(255, 255, 255, 0.04);
  vertical-align: middle;
}
.lr-table tr:last-child td { border-bottom: none; }

.lr-masked {
  color: var(--color-text-muted);
  letter-spacing: 0.1em;
  font-family: var(--font-mono);
  font-size: 0.8rem;
}

.lr-status-locked {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: var(--text-xs);
  color: var(--color-gold);
}

.lr-status-unlocked {
  font-size: var(--text-xs);
  color: var(--color-teal);
}

.lr-contact-cards {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
  margin-bottom: var(--space-4);
}

.lr-contact-card {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
}

.lr-contact-card__label {
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
  padding: var(--space-3) var(--space-4);
  cursor: pointer;
}

.lr-contact-card__checkbox {
  margin-top: 2px;
  flex-shrink: 0;
  accent-color: var(--color-teal);
  width: 16px;
  height: 16px;
}

.lr-contact-card__body {
  flex: 1;
  min-width: 0;
}

.lr-contact-card__name {
  font-size: var(--text-sm);
  font-weight: var(--weight-medium);
  color: var(--color-text);
  margin: 0 0 2px;
}

.lr-contact-card__email {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  margin: 0 0 2px;
  word-break: break-all;
}

.lr-contact-card__phone {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  margin: 0 0 4px;
}

.lr-contact-card__phone-label {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.lr-generate-btn {
  margin-bottom: var(--space-5);
}

.lr-masked-banner {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  margin-bottom: var(--space-4);
  padding: var(--space-2) var(--space-3);
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-sm);
}

.lr-email-output {
  margin-top: var(--space-4);
}

.lr-email-info {
  font-size: 0.8rem;
  color: var(--color-text-muted);
  margin-bottom: var(--space-3);
}

.lr-email-pre {
  background: rgba(0, 0, 0, 0.25);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: var(--space-4);
  font-family: var(--font-mono);
  font-size: 0.8rem;
  line-height: 1.6;
  white-space: pre-wrap;
  word-break: break-word;
  color: var(--color-text);
  margin-bottom: var(--space-3);
  max-height: 280px;
  overflow-y: auto;
}

.lr-email-actions {
  display: flex;
  gap: var(--space-3);
  flex-wrap: wrap;
}

@media (max-width: 480px) {
  .lr-table { font-size: var(--text-xs); }
  .lr-table th,
  .lr-table td { padding: 6px; }
  .lr-email-actions { flex-direction: column; }
  .lr-email-actions .btn { width: 100%; }
}

/* ══════════════════════════════════════════════════════
   LOSS RUN ANALYSIS OUTPUT
══════════════════════════════════════════════════════ */

.lr-analysis-panel {
  margin-top: var(--space-5);
  padding: var(--space-5) var(--space-5) var(--space-4);
  background: rgba(0, 0, 0, 0.18);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
}

.lr-analysis-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-3);
  margin-bottom: var(--space-4);
}

.lr-analysis-title {
  font-size: var(--text-base);
  font-weight: var(--weight-bold);
  color: var(--color-text);
  margin: 0;
}

.lr-analysis-truncated {
  font-size: var(--text-xs);
  color: var(--color-gold);
  margin-bottom: var(--space-3);
}

/* Trend badge */
.lr-trend-badge {
  display: inline-block;
  padding: 3px 10px;
  border-radius: 999px;
  font-size: var(--text-xs);
  font-weight: var(--weight-medium);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin-bottom: var(--space-4);
}
.lr-trend--improving { background: rgba(0, 201, 177, 0.15); color: var(--color-teal); }
.lr-trend--worsening { background: rgba(220, 60, 60, 0.15);  color: #e05555; }
.lr-trend--stable    { background: rgba(255,255,255,0.08);    color: var(--color-text-muted); }
.lr-trend--neutral   { background: rgba(255,255,255,0.06);    color: var(--color-text-muted); }

/* Key metrics row */
.lr-metrics-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-3);
  margin-bottom: var(--space-5);
}

.lr-metric {
  display: flex;
  flex-direction: column;
  gap: 2px;
  padding: var(--space-3);
  background: rgba(255, 255, 255, 0.04);
  border-radius: var(--radius-sm);
}

.lr-metric__label {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.lr-metric__value {
  font-size: var(--text-base);
  font-weight: var(--weight-medium);
  color: var(--color-text);
  font-family: var(--font-mono);
}

/* Analysis lists */
.lr-analysis-heading {
  font-size: var(--text-xs);
  font-weight: var(--weight-medium);
  color: var(--color-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin: var(--space-4) 0 var(--space-2);
}

.lr-analysis-list {
  list-style: none;
  padding: 0;
  margin: 0 0 var(--space-2);
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}

.lr-list-item {
  font-size: var(--text-sm);
  color: var(--color-text);
  padding-left: var(--space-4);
  position: relative;
}
.lr-list-item::before {
  content: '\2013'; /* – */
  position: absolute;
  left: 0;
  color: var(--color-text-muted);
}

.lr-list-item--flag {
  color: var(--color-gold);
}
.lr-list-item--flag::before { color: var(--color-gold); }

.lr-list-item--teal {
  color: var(--color-teal);
}
.lr-list-item--teal::before { color: var(--color-teal); }

.lr-recommendations { margin-top: 0.25rem; }

.lr-list-item--rec {
  color: var(--color-text);
}
.lr-list-item--rec::before {
  content: '✓';
  color: var(--color-teal);
  font-weight: 700;
}

/* Policy period subtitle */
.lr-policy-period {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  margin: calc(var(--space-3) * -1) 0 var(--space-4); /* pull up into metrics gap */
  font-style: italic;
}

/* Top claim type chips */
.lr-claim-tags {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-2);
  margin-bottom: var(--space-3);
}
.lr-claim-tag {
  display: inline-block;
  padding: 3px 10px;
  border-radius: 999px;
  font-size: var(--text-xs);
  font-weight: var(--weight-medium);
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid var(--color-border);
  color: var(--color-text);
}

/* Re-upload link wrapper */
.lr-reupload-wrap {
  margin-top: var(--space-4);
}

/* Error / confidence note */
.lr-analysis-error {
  font-size: var(--text-sm);
  color: #e05555;
  padding: var(--space-3) 0;
}

.lr-confidence-note {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  margin-top: var(--space-4);
  font-style: italic;
}

@media (max-width: 560px) {
  .lr-metrics-row { grid-template-columns: repeat(2, 1fr); }
}

/* ── Prerequisite prompt (steps 4 & 5 when state/carriers missing) ── */

.prereq-prompt {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 16px;
  padding: 48px 24px;
  text-align: center;
  min-height: 200px;
}

.prereq-prompt__icon {
  font-size: 2rem;
  opacity: 0.6;
}

.prereq-prompt__msg {
  color: var(--color-text-muted);
  font-size: 0.95rem;
  max-width: 320px;
  line-height: 1.5;
}

/* ══════════════════════════════════════════════════════
   ANALYSIS LOADER — Step 3 AI progress indicator
══════════════════════════════════════════════════════ */

.analysis-loader {
  position: absolute;
  inset: 0;
  background: var(--color-surface);
  z-index: 50;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 16px;
  padding: 48px 24px;
  text-align: center;
  border-radius: inherit;
}

.analysis-loader__spinner {
  width: 48px;
  height: 48px;
  border: 3px solid rgba(0, 201, 177, 0.2);
  border-top-color: var(--color-teal);
  border-radius: 50%;
  animation: spin 0.9s linear infinite;
}

@keyframes spin {
  to { transform: rotate(360deg); }
}

.analysis-loader__stage {
  color: var(--color-text-primary);
  font-size: 0.95rem;
  font-weight: 500;
  min-height: 1.4em;
  transition: opacity 0.3s ease;
}

.analysis-loader__sub {
  color: var(--color-text-muted, #8899aa);
  font-size: 0.8rem;
}

/* ══════════════════════════════════════════════════════
   STEP TITLES (shared across steps)
══════════════════════════════════════════════════════ */

.step-title {
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--color-text-primary);
  margin: 0 0 var(--space-1);
}

.step-subtitle {
  font-size: 0.875rem;
  color: var(--color-text-muted);
  margin: 0 0 var(--space-5);
}

/* ══════════════════════════════════════════════════════
   COVERAGE ENTRY BUILDER — STEP 0
══════════════════════════════════════════════════════ */

/* Entry list wrapper */
.coverage-entries-container {
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
  margin-bottom: var(--space-4);
}

/* Individual entry card */
.coverage-entry-card {
  background: var(--color-surface-2, var(--color-surface));
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg, var(--radius-md));
  padding: var(--space-4);
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
}

/* Card header row — label + remove button */
.coverage-entry-card__header {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.coverage-entry-card__title {
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--color-text-muted);
}

.coverage-entry-card__remove {
  background: none;
  border: none;
  cursor: pointer;
  color: var(--color-text-muted);
  font-size: 1rem;
  padding: 0;
  line-height: 1;
  transition: color 0.15s ease;
}

.coverage-entry-card__remove:hover {
  color: var(--color-error, #e05c5c);
}

/* ── State Autocomplete ─────────────────────────────── */

.state-autocomplete {
  position: relative;
}

.state-autocomplete input {
  width: 100%;
  box-sizing: border-box;
}

.state-autocomplete__dropdown {
  position: absolute;
  top: calc(100% + 4px);
  left: 0;
  right: 0;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  max-height: 180px;
  overflow-y: auto;
  z-index: 10;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.15);
}

.state-autocomplete__option {
  padding: var(--space-2) var(--space-3);
  cursor: pointer;
  font-size: 0.875rem;
  color: var(--color-text-primary);
  transition: background 0.1s ease;
}

.state-autocomplete__option:hover {
  background: var(--color-surface-2, var(--color-surface-hover));
}

/* State chips row */
.state-chips {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-2);
  margin-top: var(--space-2);
}

.state-chip {
  display: inline-flex;
  align-items: center;
  gap: var(--space-1);
  background: var(--color-teal-dim, rgba(0, 201, 177, 0.12));
  color: var(--color-teal);
  border-radius: var(--radius-full, 999px);
  padding: 2px var(--space-2);
  font-size: 0.8rem;
  font-weight: 500;
}

.state-chip__remove {
  background: none;
  border: none;
  cursor: pointer;
  color: inherit;
  font-size: 0.75rem;
  padding: 0;
  line-height: 1;
  opacity: 0.7;
  transition: opacity 0.15s ease;
}

.state-chip__remove:hover {
  opacity: 1;
}

/* ── LOB Pills ──────────────────────────────────────── */

.lob-pills {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-2);
}

.lob-pill {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-full, 999px);
  padding: var(--space-1) var(--space-3);
  font-size: 0.8rem;
  color: var(--color-text-secondary, var(--color-text-muted));
  cursor: pointer;
  transition: background 0.15s ease, border-color 0.15s ease, color 0.15s ease;
  white-space: nowrap;
}

.lob-pill:hover {
  border-color: var(--color-teal);
  color: var(--color-teal);
}

.lob-pill--active {
  background: var(--color-teal);
  border-color: var(--color-teal);
  color: var(--color-bg, #0a1628);
  font-weight: 600;
}

/* ── Carrier Picker (per-entry) ─────────────────────── */

.carrier-section {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}

/* Selected carrier chip */
.carrier-picker-selected {
  display: flex;
  align-items: center;
  gap: var(--space-2);
}

.carrier-selected-chip {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  background: var(--color-teal-dim, rgba(0, 201, 177, 0.12));
  color: var(--color-teal);
  border-radius: var(--radius-full, 999px);
  padding: var(--space-1) var(--space-3);
  font-size: 0.875rem;
  font-weight: 500;
}

/* Loading indicator */
.carrier-loading {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  font-size: 0.8rem;
  color: var(--color-text-muted);
  padding: var(--space-2) 0;
}

/* Carrier search input */
.carrier-search__input {
  width: 100%;
  box-sizing: border-box;
}

/* Carrier results list */
.carrier-list {
  display: flex;
  flex-direction: column;
  gap: 2px;
  max-height: 160px;
  overflow-y: auto;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: var(--space-1);
  background: var(--color-surface);
}

.carrier-list__item {
  padding: var(--space-2) var(--space-3);
  border-radius: var(--radius-sm, var(--radius-md));
  font-size: 0.875rem;
  color: var(--color-text-primary);
  cursor: pointer;
  transition: background 0.1s ease;
}

.carrier-list__item:hover {
  background: var(--color-surface-2, var(--color-surface-hover));
}

.carrier-list__item--selected {
  background: var(--color-teal-dim, rgba(0, 201, 177, 0.12));
  color: var(--color-teal);
  font-weight: 500;
}

.carrier-empty {
  padding: var(--space-3);
  text-align: center;
  font-size: 0.8rem;
  color: var(--color-text-muted);
}

.carrier-list__more {
  padding: var(--space-2) var(--space-3);
  font-size: 0.75rem;
  color: var(--color-text-muted);
  text-align: center;
  font-style: italic;
}

/* ── Add Entry Button ───────────────────────────────── */

.coverage-add-btn {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  background: none;
  border: 1px dashed var(--color-border);
  border-radius: var(--radius-md);
  padding: var(--space-3) var(--space-4);
  width: 100%;
  justify-content: center;
  color: var(--color-text-muted);
  cursor: pointer;
  font-size: 0.875rem;
  transition: border-color 0.15s ease, color 0.15s ease;
}

.coverage-add-btn:hover {
  border-color: var(--color-teal);
  color: var(--color-teal);
}

/* ── Validation message ─────────────────────────────── */

.coverage-validation-msg {
  font-size: 0.8rem;
  color: var(--color-error, #e05c5c);
  margin-top: var(--space-2);
}

/* ══════════════════════════════════════════════════════
   COMING SOON PLACEHOLDER (Step 3 Review)
══════════════════════════════════════════════════════ */

.step-coming-soon {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: var(--space-8, var(--space-6)) var(--space-4);
  gap: var(--space-3);
}

.step-coming-soon__heading {
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--color-text-primary);
  margin: 0;
}

.step-coming-soon__msg {
  font-size: 0.875rem;
  color: var(--color-text-muted);
  max-width: 360px;
  margin: 0;
}

/* ══════════════════════════════════════════════════════
   ACCORDION — COLLAPSED CARD
══════════════════════════════════════════════════════ */

.coverage-entry-card--collapsed {
  padding: var(--space-2, 0.75rem) var(--space-3, 1rem);
  cursor: default;
}

.coverage-entry-card--collapsed.is-incomplete {
  border-left: 3px solid var(--color-error, #e05c5c);
}

.coverage-entry-card--collapsed.is-complete {
  border-left: 3px solid var(--color-teal);
}

.collapsed-card__row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.collapsed-card__summary {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.88rem;
  color: var(--color-text, rgba(255, 255, 255, 0.85));
  flex: 1;
  min-width: 0;
  flex-wrap: wrap;
}

.collapsed-card__check {
  color: var(--color-teal);
  font-size: 0.85rem;
  flex-shrink: 0;
}

.collapsed-card__dot {
  color: var(--color-text-muted, rgba(255, 255, 255, 0.35));
  flex-shrink: 0;
}

.collapsed-card__label {
  font-weight: 500;
  white-space: nowrap;
}

.collapsed-card__detail {
  color: var(--color-text-muted, rgba(255, 255, 255, 0.6));
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
  max-width: 180px;
}

.collapsed-card__incomplete {
  color: var(--color-error, #e05c5c);
  font-size: 0.85rem;
  font-style: italic;
}

.collapsed-card__actions {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  flex-shrink: 0;
}

.collapsed-card__edit {
  background: none;
  border: none;
  color: var(--color-teal);
  cursor: pointer;
  font-size: 0.85rem;
  font-weight: 500;
  padding: 0.2rem 0.4rem;
  transition: opacity 0.15s ease;
}

.collapsed-card__edit:hover {
  opacity: 0.75;
}

/* ── Done button (bottom of expanded card) ────────── */

.coverage-entry-card__done {
  align-self: flex-start;
  margin-top: var(--space-1, 0.25rem);
}

/* ── Story cards ──────────────────────────────────── */

.story-cards-container {
  display: flex;
  flex-direction: column;
  gap: var(--space-4, 1.5rem);
  margin-bottom: var(--space-4, 1.5rem);
}

.story-card {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-lg, 12px);
  padding: var(--space-4, 1.5rem);
  display: flex;
  flex-direction: column;
  gap: var(--space-3, 1rem);
}

.story-card--collapsed {
  padding: var(--space-2, 0.75rem) var(--space-3, 1rem);
}

.story-card--collapsed.is-incomplete {
  border-left: 3px solid var(--color-error, #e05c5c);
}

.story-card--collapsed.is-complete {
  border-left: 3px solid var(--color-teal);
}

.story-card__header {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.story-card__title {
  font-family: var(--font-heading);
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--color-teal);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.story-card__remove {
  background: transparent;
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: var(--radius-sm, 6px);
  color: var(--color-text-muted, rgba(255,255,255,0.5));
  cursor: pointer;
  font-size: 0.85rem;
  padding: 0.2rem 0.55rem;
  line-height: 1;
  transition: border-color 0.15s, color 0.15s;
}

.story-card__remove:hover {
  border-color: #e05c5c;
  color: #e05c5c;
}

/* Amount field with $ prefix */

.amount-field {
  display: flex;
  align-items: center;
  gap: 0.4rem;
}

.amount-field__prefix {
  color: var(--color-text-muted, rgba(255,255,255,0.5));
  font-size: 0.9rem;
  flex-shrink: 0;
}

.amount-field__input {
  flex: 1;
}

/* Story add button */

.story-add-btn {
  align-self: flex-start;
  margin-bottom: var(--space-2, 0.5rem);
}

/* Story validation */

.story-validation-msg {
  color: var(--color-error, #e05c5c);
  font-size: 0.85rem;
  margin-top: 0.4rem;
  display: none;
}

.story-validation-msg--visible {
  display: block;
}

/* Single state input for story cards */

.story-state-input {
  width: 100%;
}

.story-state-dropdown {
  position: absolute;
  top: calc(100% + 4px);
  left: 0;
  right: 0;
  background: var(--color-navy, #001f3f);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: var(--radius-md, 8px);
  max-height: 160px;
  overflow-y: auto;
  z-index: 100;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.4);
}

.story-state-dropdown__option {
  padding: 0.45rem 0.75rem;
  cursor: pointer;
  font-size: 0.88rem;
  transition: background 0.1s;
}

.story-state-dropdown__option:hover {
  background: rgba(0, 201, 177, 0.12);
  color: var(--color-teal);
}

/* ── Programs step (overrides + new classes) ─────────────────────────────── */

/* Override: column layout with sticky positioning */
.programs-filter-bar {
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
  margin-bottom: var(--space-4, 1.5rem);
  position: sticky;
  top: 0;
  background: var(--color-bg, #0a1628);
  padding: var(--space-2, 0.75rem) 0;
  z-index: 10;
}

/* Override: full-width search */
.programs-search {
  width: 100%;
  flex: none;
  min-width: unset;
}

.programs-entry-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
  align-items: center;
}

.programs-entry-pill {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 999px;
  color: var(--color-text-muted, rgba(255, 255, 255, 0.6));
  cursor: pointer;
  font-size: 0.78rem;
  padding: 0.25rem 0.7rem;
  transition: all 0.15s;
  white-space: nowrap;
}

.programs-entry-pill:hover {
  border-color: rgba(0, 201, 177, 0.3);
  color: var(--color-teal);
}

.programs-entry-pill--active {
  background: rgba(0, 201, 177, 0.15);
  border-color: var(--color-teal);
  color: var(--color-teal);
  font-weight: 500;
}

.programs-selected-count {
  font-size: 0.82rem;
  color: var(--color-teal);
  font-weight: 500;
  margin-left: auto;
}

/* Entry sections */

.programs-entry-section {
  margin-bottom: var(--space-4, 1.5rem);
}

.programs-entry-section__header {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  margin-bottom: var(--space-2, 0.75rem);
  padding-bottom: 0.5rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.programs-entry-section__title {
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--color-text, rgba(255, 255, 255, 0.85));
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.programs-entry-section__count {
  font-size: 0.78rem;
  color: var(--color-text-muted, rgba(255, 255, 255, 0.4));
}

.programs-toggle-link {
  display: block;
  background: none;
  border: none;
  padding: 4px 0 8px;
  font-size: 0.78rem;
  color: var(--color-accent, #4a9eff);
  cursor: pointer;
  text-decoration: underline;
  text-underline-offset: 2px;
}

.programs-toggle-link:disabled {
  opacity: 0.5;
  cursor: default;
}

/* Discount rows */

.discount-row {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  padding: 0.6rem 0.75rem;
  border-radius: var(--radius-md, 8px);
  cursor: pointer;
  transition: background 0.1s;
  border-left: 3px solid transparent;
}

.discount-row:hover {
  background: rgba(255, 255, 255, 0.04);
}

.discount-row--selected {
  background: rgba(0, 201, 177, 0.06);
  border-left-color: var(--color-teal);
}

.discount-row__checkbox {
  width: 16px;
  height: 16px;
  margin-top: 2px;
  flex-shrink: 0;
  accent-color: var(--color-teal);
  cursor: pointer;
}

.discount-row__body {
  display: flex;
  flex-direction: column;
  gap: 0.2rem;
  flex: 1;
  min-width: 0;
}

.discount-row__type {
  font-size: 0.88rem;
  font-weight: 500;
  color: var(--color-text, rgba(255, 255, 255, 0.85));
}

.discount-row__meta {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  flex-wrap: wrap;
}

.discount-row__category {
  font-size: 0.72rem;
  background: rgba(255, 255, 255, 0.07);
  border-radius: 4px;
  padding: 0.1rem 0.35rem;
  color: var(--color-text-muted, rgba(255, 255, 255, 0.5));
}

.discount-row__range {
  font-size: 0.78rem;
  color: var(--color-teal);
  font-weight: 500;
}

.discount-row__filed {
  font-size: 0.7rem;
  color: var(--color-gold, #85714d);
}

.discount-row__notes {
  font-size: 0.78rem;
  color: var(--color-text-muted, rgba(255, 255, 255, 0.45));
  margin-top: 0.1rem;
}

/* Summary above Next */

.programs-summary {
  font-size: 0.85rem;
  color: var(--color-teal);
  font-weight: 500;
  margin-bottom: 0.5rem;
}

/* Per-section empty state */

.programs-empty-section {
  font-size: 0.85rem;
  color: var(--color-text-muted, rgba(255, 255, 255, 0.4));
  font-style: italic;
  padding: 0.75rem 0;
}

/* Full-step empty state */

.programs-empty-full {
  text-align: center;
  padding: var(--space-4, 1.5rem);
  color: var(--color-text-muted, rgba(255, 255, 255, 0.4));
  font-size: 0.9rem;
}

/* ── Loss run cards ──────────────────────────────────────────────────────── */

.loss-run-cards-container {
  display: flex;
  flex-direction: column;
  gap: var(--space-4, 1.5rem);
  margin-bottom: var(--space-4, 1.5rem);
}

.loss-run-card {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-lg, 12px);
  padding: var(--space-4, 1.5rem);
  display: flex;
  flex-direction: column;
  gap: var(--space-3, 1rem);
}

.loss-run-card__header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 1rem;
}

.loss-run-card__entry-label {
  font-size: 0.88rem;
  font-weight: 500;
  color: var(--color-text, rgba(255, 255, 255, 0.85));
  flex: 1;
}

.loss-run-card__body {
  display: flex;
  flex-direction: column;
  gap: var(--space-2, 0.75rem);
}

/* Status badges */

.loss-run-badge {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  padding: 0.2rem 0.55rem;
  border-radius: 999px;
  text-transform: uppercase;
  flex-shrink: 0;
}

.loss-run-badge--pending {
  background: rgba(255, 255, 255, 0.08);
  color: rgba(255, 255, 255, 0.5);
}

.loss-run-badge--uploaded {
  background: rgba(0, 201, 177, 0.15);
  color: var(--color-teal);
}

.loss-run-badge--requested {
  background: rgba(0, 116, 183, 0.15);
  color: var(--color-blue, #0074b7);
}

.loss-run-badge--manual {
  background: rgba(133, 113, 77, 0.2);
  color: var(--color-gold, #85714d);
}

/* Action buttons row */

.loss-run-actions {
  display: flex;
  gap: var(--space-2, 0.75rem);
  flex-wrap: wrap;
}

.loss-run-actions__tertiary {
  background: none;
  border: none;
  color: var(--color-text-muted, rgba(255, 255, 255, 0.45));
  cursor: pointer;
  font-size: 0.82rem;
  padding: 0;
  text-decoration: underline;
  transition: color 0.15s;
  align-self: center;
}

.loss-run-actions__tertiary:hover {
  color: rgba(255, 255, 255, 0.75);
}

/* File chip */

.loss-run-file-chip {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius-sm, 6px);
  color: var(--color-text, rgba(255, 255, 255, 0.8));
  font-size: 0.82rem;
  padding: 0.3rem 0.65rem;
}

/* Compact analysis result block */

.loss-run-analysis {
  background: rgba(0, 201, 177, 0.06);
  border: 1px solid rgba(0, 201, 177, 0.15);
  border-radius: var(--radius-md, 8px);
  padding: var(--space-3, 1rem);
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}

.loss-run-analysis__stat {
  font-size: 0.85rem;
  color: var(--color-text, rgba(255, 255, 255, 0.8));
}

.loss-run-analysis__stat span {
  color: var(--color-teal);
  font-weight: 600;
}

.loss-run-analysis__points {
  margin-top: 0.4rem;
  padding-left: 1.1rem;
  font-size: 0.82rem;
  color: var(--color-text-muted, rgba(255, 255, 255, 0.6));
}

/* Email template */

.loss-run-email-template {
  width: 100%;
  min-height: 200px;
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-md, 8px);
  color: var(--color-text, rgba(255, 255, 255, 0.8));
  font-family: var(--font-mono, monospace);
  font-size: 0.8rem;
  line-height: 1.6;
  padding: var(--space-3, 1rem);
  resize: vertical;
}

.loss-run-email-fields {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
  font-size: 0.82rem;
  color: var(--color-text-muted, rgba(255, 255, 255, 0.5));
  margin-bottom: 0.5rem;
}

.loss-run-email-fields strong {
  color: var(--color-text, rgba(255, 255, 255, 0.75));
}

.loss-run-email__advisory {
  margin-top: var(--space-3, 0.75rem);
  padding: var(--space-3, 0.75rem) var(--space-4, 1rem);
  border-left: 3px solid var(--color-teal, rgba(0, 201, 177, 0.8));
  background: rgba(0, 201, 177, 0.06);
  color: var(--color-text-muted, rgba(255, 255, 255, 0.65));
  font-size: 0.82rem;
  line-height: 1.6;
  border-radius: 0 var(--radius-md, 8px) var(--radius-md, 8px) 0;
}

/* Loading state */

.loss-run-loading {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  color: var(--color-text-muted, rgba(255, 255, 255, 0.5));
  font-size: 0.85rem;
  padding: 0.5rem 0;
}

/* Warning (soft, non-blocking) */

.loss-run-warning {
  background: rgba(133, 113, 77, 0.12);
  border: 1px solid rgba(133, 113, 77, 0.25);
  border-radius: var(--radius-md, 8px);
  color: var(--color-gold, #85714d);
  font-size: 0.85rem;
  padding: var(--space-2, 0.75rem) var(--space-3, 1rem);
  margin-top: 0.5rem;
  display: none;
}

.loss-run-warning--visible {
  display: block;
}

/* Not available state */

.loss-run-unavailable {
  color: var(--color-text-muted, rgba(255, 255, 255, 0.4));
  font-size: 0.88rem;
  font-style: italic;
}

/* ── Additional loss run — per-entry add button ── */

.btn--ghost {
  background: transparent;
  border: 1px dashed rgba(255, 255, 255, 0.18);
  color: var(--color-text-muted, rgba(255, 255, 255, 0.5));
}

.btn--ghost:hover {
  border-color: var(--color-teal);
  color: var(--color-teal);
}

.loss-run-add-btn {
  margin-top: var(--space-2);
  font-size: var(--text-sm);
  width: 100%;
}

/* ── Additional loss run — linked coverage select ── */

.loss-run-link-wrap {
  display: flex;
  flex-direction: column;
  gap: var(--space-1, 0.25rem);
}

.loss-run-link-label {
  font-size: 0.78rem;
  color: var(--color-text-muted, rgba(255, 255, 255, 0.45));
}

.loss-run-link-select {
  margin-bottom: var(--space-3);
  font-size: var(--text-sm);
}

/* ── Additional loss run — remove button ── */

.loss-run-remove-btn {
  background: none;
  border: none;
  color: var(--color-text-muted, rgba(255, 255, 255, 0.4));
  font-size: 0.78rem;
  cursor: pointer;
  padding: 0.1rem 0.3rem;
  flex-shrink: 0;
}

.loss-run-remove-btn:hover {
  color: var(--color-danger, #ff6b6b);
}

/* ── Review step ──────────────────────────────────── */

.review-table {
  width: 100%;
  border-collapse: collapse;
  margin-bottom: var(--space-4, 1.5rem);
  font-size: 0.88rem;
}

.review-table th {
  text-align: left;
  font-size: 0.78rem;
  font-weight: 500;
  color: var(--color-text-muted, rgba(255,255,255,0.45));
  text-transform: uppercase;
  letter-spacing: 0.05em;
  padding: 0.5rem 0.75rem;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.review-table td {
  padding: 0.75rem;
  vertical-align: top;
  border-bottom: 1px solid rgba(255,255,255,0.05);
}

.review-table tr:last-child td {
  border-bottom: none;
}

.review-entry-name {
  font-weight: 500;
  color: var(--color-text, rgba(255,255,255,0.85));
  font-size: 0.88rem;
}

.review-entry-states {
  font-size: 0.78rem;
  color: var(--color-text-muted, rgba(255,255,255,0.45));
  margin-top: 0.15rem;
}

.review-status {
  display: flex;
  align-items: center;
  gap: 0.3rem;
  font-size: 0.82rem;
  white-space: nowrap;
}

.review-status--green {
  color: var(--color-teal);
}

.review-status--amber {
  color: var(--color-gold, #85714d);
}

.review-status--red {
  color: var(--color-error, #e05c5c);
}

.review-edit-link {
  background: none;
  border: none;
  color: var(--color-text-muted, rgba(255,255,255,0.35));
  cursor: pointer;
  font-size: 0.75rem;
  padding: 0;
  text-decoration: underline;
  transition: color 0.15s;
  display: block;
  margin-top: 0.3rem;
}

.review-edit-link:hover {
  color: var(--color-teal);
}

.review-summary {
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: var(--radius-md, 8px);
  padding: var(--space-3, 1rem);
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
  margin-bottom: var(--space-4, 1.5rem);
}

.review-summary__line {
  font-size: 0.85rem;
  color: var(--color-text-muted, rgba(255,255,255,0.6));
}

.review-summary__line strong {
  color: var(--color-text, rgba(255,255,255,0.85));
  font-weight: 500;
}

.review-callout {
  border-radius: var(--radius-md, 8px);
  padding: var(--space-2, 0.75rem) var(--space-3, 1rem);
  font-size: 0.85rem;
  margin-bottom: var(--space-3, 1rem);
}

.review-callout--complete {
  background: rgba(0,201,177,0.08);
  border: 1px solid rgba(0,201,177,0.2);
  color: var(--color-teal);
}

.review-callout--warning {
  background: rgba(133,113,77,0.1);
  border: 1px solid rgba(133,113,77,0.25);
  color: var(--color-gold, #85714d);
}

/* Inline confirm strip shown when a coverage entry has stale saved programs */
.stale-programs-confirm {
  margin-top: var(--space-3, 1rem);
  margin-bottom: 0;
}

.stale-programs-confirm__actions {
  display: flex;
  gap: var(--space-2, 0.5rem);
  flex-wrap: wrap;
  margin-top: var(--space-2, 0.5rem);
}

.stale-programs-confirm__actions .btn {
  font-size: var(--text-sm, 0.875rem);
  padding: 0.3rem 0.75rem;
}

.review-back-link {
  background: none;
  border: none;
  color: var(--color-text-muted, rgba(255,255,255,0.45));
  cursor: pointer;
  font-size: 0.85rem;
  padding: 0;
  text-decoration: underline;
  margin-top: var(--space-2, 0.75rem);
  display: block;
  transition: color 0.15s;
}

.review-back-link:hover {
  color: var(--color-text, rgba(255,255,255,0.85));
}

/* Package summary header */
.review-package-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-3, 1rem);
  padding: var(--space-3, 1rem) var(--space-4, 1.25rem);
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: var(--radius-md, 8px);
  margin-bottom: var(--space-4, 1.5rem);
}

.review-package-meta {
  font-size: 0.92rem;
  display: flex;
  align-items: center;
  gap: 0;
  flex-wrap: wrap;
  min-width: 0;
}

.review-package-name {
  font-weight: 600;
  color: var(--color-text, rgba(255,255,255,0.85));
}

.review-package-company {
  color: var(--color-text-muted, rgba(255,255,255,0.45));
}

/* Package status badge */
.review-status-badge {
  display: inline-block;
  padding: 2px var(--space-2, 0.5rem);
  border-radius: 999px;
  font-size: 0.72rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  flex-shrink: 0;
}

.review-status-badge--draft {
  background: rgba(255,255,255,0.07);
  color: var(--color-text-muted, rgba(255,255,255,0.45));
  border: 1px solid rgba(255,255,255,0.12);
}

.review-status-badge--complete {
  background: rgba(0,201,177,0.12);
  color: var(--color-teal);
  border: 1px solid rgba(0,201,177,0.25);
}

.review-status-badge--archived {
  background: rgba(133,113,77,0.1);
  color: var(--color-gold, #85714d);
  border: 1px solid rgba(133,113,77,0.2);
}

/* Callout text paragraph and itemized list */
.review-callout__text {
  margin: 0 0 var(--space-2, 0.75rem);
}

.review-callout__text:last-child {
  margin-bottom: 0;
}

.review-callout__list {
  margin: 0;
  padding-left: var(--space-5, 1.5rem);
  display: flex;
  flex-direction: column;
  gap: var(--space-1, 0.25rem);
  font-size: 0.82rem;
}

/* Error (red) callout modifier */
.review-callout--error {
  background: rgba(220,60,60,0.07);
  border: 1px solid rgba(220,60,60,0.22);
  color: var(--color-error, #e05c5c);
  display: flex;
  flex-direction: column;
  gap: var(--space-3, 1rem);
  align-items: flex-start;
}

/* ── Progress bar pill states (6-step structure) ──────────────── */

/* Active step — solid teal highlight */
.progress-pill--active {
  border-color: var(--teal);
  background: rgba(0, 201, 177, 0.25);
  color: var(--teal);
  font-weight: 700;
}

/* Steps the user has not yet reached — visually muted */
.progress-pill--dimmed {
  opacity: 0.4;
}

/* ══════════════════════════════════════════════════════
   TOUR — onboarding coach-marks
══════════════════════════════════════════════════════ */

#tour-overlay {
  position: fixed;
  inset: 0;
  z-index: var(--z-tour);
  background: rgba(0, 0, 0, 0.6);
}

.tour-card {
  position: fixed;
  max-width: 400px;
  overflow: visible;
  width: calc(100vw - var(--space-8));
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.4);
  z-index: calc(var(--z-tour) + 1);
}

.tour-card--center {
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
}

.tour-card__step {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  margin-bottom: var(--space-2);
  font-family: var(--font-body);
}

.tour-card__title {
  font-family: var(--font-heading);
  font-size: var(--text-lg);
  font-weight: var(--weight-bold);
  color: var(--color-text);
  margin-bottom: var(--space-3);
}

.tour-card__body {
  font-family: var(--font-body);
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.6;
  margin-bottom: var(--space-5);
}

.tour-card__actions {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-3);
}

.tour-card__skip {
  background: none;
  border: none;
  cursor: pointer;
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  padding: 0;
  transition: color var(--transition-fast);
}

.tour-card__skip:hover {
  color: var(--color-text);
}

.tour-spotlight {
  position: fixed;
  pointer-events: none;
  border: 2px solid var(--color-teal);
  border-radius: var(--radius-md);
  box-shadow: 0 0 0 4px rgba(0, 201, 177, 0.15);
  z-index: calc(var(--z-tour) + 1);
}

/* ── Step coach-mark card modifier ─────────────────────────────────────────── */

/* Narrower than the full-tour card — fits next to targeted elements */
.tour-card--step {
  max-width: 320px;
}

/* Arrow pointing up — card is below the target */
.tour-card--step.tour-card--below::before {
  content: '';
  position: absolute;
  top: -8px;
  left: 50%;
  transform: translateX(-50%);
  border-left: 8px solid transparent;
  border-right: 8px solid transparent;
  border-bottom: 8px solid var(--color-surface);
  filter: drop-shadow(0 -1px 0 var(--color-border));
}

/* Arrow pointing down — card is above the target */
.tour-card--step.tour-card--above::before {
  content: '';
  position: absolute;
  bottom: -8px;
  left: 50%;
  transform: translateX(-50%);
  border-left: 8px solid transparent;
  border-right: 8px solid transparent;
  border-top: 8px solid var(--color-surface);
  filter: drop-shadow(0 1px 0 var(--color-border));
}

/* "?" replay button in SmartIQ modal header */
.smartiq-tour-btn {
  background: none;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-sm);
  cursor: pointer;
  color: var(--color-text-muted);
  font-size: var(--text-sm);
  font-weight: var(--weight-bold);
  padding: var(--space-1) var(--space-2);
  line-height: 1;
  transition: color var(--transition-fast), border-color var(--transition-fast);
}

.smartiq-tour-btn:hover {
  color: var(--color-teal);
  border-color: var(--color-teal);
}

/* ══════════════════════════════════════════════════════
   CLAIM STORIES — AI REFRAME
══════════════════════════════════════════════════════ */

.strategy-stories__subheading {
  font-size: var(--text-xs);
  font-weight: var(--weight-medium);
  color: var(--color-teal);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: var(--space-2);
}

.strategy-stories__ai-summary {
  font-size: var(--text-sm);
  line-height: 1.65;
  color: var(--color-text);
  border-left: 3px solid var(--color-teal);
  padding-left: var(--space-3);
  margin-bottom: var(--space-3);
}

.strategy-stories__toggle {
  background: none;
  border: none;
  color: var(--color-teal);
  font-size: var(--text-xs);
  font-weight: var(--weight-medium);
  cursor: pointer;
  padding: 0;
  margin-bottom: var(--space-2);
  letter-spacing: 0.02em;
  transition: opacity var(--transition-fast);
}

.strategy-stories__toggle:hover {
  opacity: 0.75;
}

.strategy-stories__source {
  display: none;
  margin-top: var(--space-2);
}

.strategy-stories__source--expanded {
  display: block;
}

/* ══════════════════════════════════════════════════════
   AI BROKER INSIGHTS CARD
══════════════════════════════════════════════════════ */

.strategy-insights-card {
  border: 1px solid var(--color-teal);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  margin-bottom: var(--space-6);
  background: rgba(0, 201, 177, 0.04);
}

.strategy-insights-card__header {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  margin-bottom: var(--space-4);
}

.strategy-insights-card__title {
  font-family: var(--font-heading);
  font-size: var(--text-base);
  font-weight: var(--weight-bold);
  color: var(--color-text);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin: 0;
}

.strategy-insights-badge {
  background: var(--color-teal);
  color: var(--color-navy);
  font-size: var(--text-xs);
  font-weight: var(--weight-bold);
  padding: 2px 6px;
  border-radius: var(--radius-sm);
  letter-spacing: 0.05em;
}

.strategy-insights--loading {
  opacity: 0.6;
  animation: pulse 1.5s ease-in-out infinite;
}

@keyframes pulse {
  0%, 100% { opacity: 0.6; }
  50%       { opacity: 0.3; }
}

.strategy-insights__section {
  margin-bottom: var(--space-4);
}

.strategy-insights__label {
  font-weight: var(--weight-bold);
  font-size: var(--text-sm);
  color: var(--color-teal);
  margin-bottom: var(--space-1);
}

.strategy-insights__body {
  font-size: var(--text-sm);
  line-height: 1.6;
  color: var(--color-text);
}

.strategy-insights__list {
  margin: var(--space-2) 0 0 var(--space-4);
  list-style: disc;
}

.strategy-insights__list li {
  margin-bottom: var(--space-1);
  font-size: var(--text-sm);
  line-height: 1.6;
}